Travel Insurance in Bangladesh

Get you covered under the best travel insurance in Bangladesh (OMP) before starting your travel from Bangladesh by few clicks after comparison.

GoodHope Insure Ltd. is the pioneer in the InsurTech industry in Bangladesh for distribution of different insurance policies along with the Travel Insurance. By using the website or mobile app of GoodHope Insure you can get the quotations from different insurance companies, compare those, and purchase your best policy online instantly. Protect yourself and your beloved ones while travelling abroad with travel health insurance that covers unexpected events or medical emergencies causing loss, illness, acts of God, and more.

Travel Insurance (or International Mediclaim Insurance) policy helps to cover Bangladeshi citizens who are travelling abroad for various purposes, including business, vacation, study, work, or temporary residency in foreign lands outside Bangladesh.

Select the best suite insurance policy for your travel among the different companies on our platform; get your e-certificate of insurance instantly, while the hard copy (or the scanned one by email) of the original policy will be delivered to your address anywhere within Bangladesh free of cost.

Several countries across the globe require travel insurance to be eligible to enter into their land. The United Kingdom, Turkey, Egypt, Oman, Qatar, Indonesia, Nepal, Philippines, Russia, Singapore, UAE, Vietnam, Thailand, etc. are among them, along with all of the 29 Schengen Countries. The Schengen countries those require travel health insurance for visa application are Austria, Belgium, Czech Republic, Finland, France, Germany, Italy, Malta, Poland, Portugal, Spain and Sweden.

What is Travel Insurance?

Travel insurance can be considered a financial protection that covers the medical treatment expenses and evacuation, and the expatriation of death-remains incurred while travelling or staying in other countries.

In Bangladesh, there is a growing demand among the travelling population for the necessity of buying travel insurance before the journey, ensuring the peace of mind and fulfilling the visa requirements for many destinations as well.

Why Do You Need Travel Insurance?

Travel Insurance or International Medical Insurance plans cover the below costs:

• Medical Emergencies

  Covers medical treatment expenses in wide range of medical service providers in any emergency health issues due to sickness or accidents.

• Medical Evacuation

  This plan covers the costs of transferring the injured/ sick person with necessary medical care en route to the nearest suitable hospital when the person is critically ill or injured, or to his residence in Bangladesh.

• Repatriation of Death-Remains

  If he dies, this plan also covers the expenses for the air transportation of the death-remains for repatriation to Bangladesh.

• 24/7 TPA Hotline Care

  Our Overseas Mediclaim / Travel Insurance Policy ensures 24/7 hotline services to the clients by the appointed TPA/ Claim Handler to finding out the appropriate health service providers whenever they need it and arrange the necessary treatments, no matter wherever they are travelling/ living in the world.

Whether you are traveling to Thailand, Europe, Canada, or the USA, selecting the right travel insurance plan is crucial.

Travel Insurance Purchasing Guide - Which Policy Would Fit Me Best?

At GoodHope Insure different variety of travel insurance plans are offered, and you can select your best-suite plan for you from the basket of policies therein. Generally, travel insurance policies are classified according to the intended purpose, such as vacation, business, study or employment. Check out your visa/ travel requirements to get the right insurance before applying for the visa or departure.

In any Schengen country, the travel insurance covers €30,000 for illness or accident with no deductibles. Some countries require insurance for entering but do not mention any minimum. However, all travel insurance plans at GoodHope Insure offer a minimum of $50,000 (equivalent to €30,000) for Schengen Countries. These are valid and accepted worldwide including 29 Schengen countries. This insurance for USA and Canada covers $100,000 as the medical costs are high in these two countries.

If you are a casual traveller, then the plan best suited to you would be a Business & Holiday plan. But, should you be venturing abroad many times within a calendar year, a Frequent Travelling scheme can be in your best interest, as it covers multiple trips (30 days per trip maximum) within the validity of a one-year policy.

For study, travel insurance may be required before your visa application or departure. If you are leaving with a student visa, insurance for study purposes will be your best bet. This plan gives you coverage under a single policy of one year for $75,000, with a minimum of €30,000 for the Schengen countries.

If you are going for a job in another country then the most appropriate would be the Employment travel plan since this policy covers up to $75,000 (€30,000 for Schengen states) for a period of one year under a single cover.

In brief, a summary of all the travel health insurance plans is as follows:

Travel insurance for business & holiday: For a period of up to 180 days; for and up to $50,000 cover (€30,000 for Schengen countries and $100,000 for USA and Canada).

Travel insurance for frequent travelling: For 365 days and a maximum of 30 days per trip; covers for US$100,000 (or the Euro equivalent for Schengen countries).

Employment travel insurance: For a period exceeding 180 days but not exceeding 12 months; covers for US$75,000 (€30,000 for Schengen countries).

Studies travel insurance: For a period exceeding 180 days but not exceeding 12 months; covers for US$75,000 (€30,000 for Schengen countries).

Further, GoodHope Insure offers travel insurance for studies and employment purposes with coverage of $125,000. If you require travel health insurance with a higher limit, i.e., $50,000, then please contact us directly.

For more information, contact GoodHope Insure Customer Support at +88 01897716610-19 or send an email to: info@goodhope.com.bd

Insurance benefits for Schengen countries:

The insured person shall be entitled to Insurance coverage up to the limit of the basic coverage as per the plan purchased (i.e., $50,000/$75,000/$100,000). The following medical expenses incurred within the People's Republic of Bangladesh due to personal injury, sickness, disease, or death during the period of the insurance are covered without any deductible in relation to an accident or illness.

Insurance coverage for Non-Schengen Countries:

Insurance shall pay according to the insured person's total coverage limit as per the plan (i.e., $50,000/ $75,000/ $100,000), subject to the deductible stated on the policy schedule (typically $100) and deductible applies per accident/ illness with respect to the following medical related expenses incurred as a direct result of an accident during the Period of Insurance by the Insured Person, reasonably and necessarily incurred outside the People's Republic of Bangladesh.

While the above is true, the policy will cover, in so far as hereinafter specified under Covered Expenses, the cost of treatment incurred in Bangladesh when the TPA/Claims Handler of the Insurance Company recommended to continue treatment in Bangladesh.

Provided that such expenses shall be paid only at the reasonable and customary level for such services, and further provided for that any such expenses shall be limited to treatment incurred within 90 days immediately following the first manifestation of the bodily injury, sickness or disease, and the Insured Person had to return prior to the expiry date of the trip.

Here is a list of medical expenses that are covered:

• Expenses of physicians, hospitals and medical services, and local emergency ambulance transportation.

• Dental Services:

  • Schengen Countries: up to $500 or its equivalent in Euros for immediate pain relief only, applicable per event for dental services. However, dental treatment necessary due to an accident will be covered up to the limit specified in the policy. No deductible applies.

  • Non-Schengen Countries: Up to $500 per occurrence for immediate pain relief only. In the case of an accident covered under this policy, dental treatment will be covered up to the limit in this policy and will be subject to any deductible set out in the policy schedule (generally $50).

• Expenses incurred for immediate medical evacuation mandated by a doctor, including appropriate and necessary transportation and care while traveling to the nearest medically suitable hospital when the Insured Person is critically ill or injured and there is no suitable local care available, subject to the prior approval of Program Medical Advisors. In emergencies where it is very remote and the TPA/Claims Handler cannot be contacted, the medical evacuation must be reported to the first available physician and the nearest Bangladesh Consulate.

• Medical evacuation expenses, including all transportation and medical care En- route from a hospital to the Insured Person's usual place of residence in the People's Republic of Bangladesh when the Program Medical Advisor and the attending physician consider it medically advisable.

• In case of the demise of the Insured Person outside the People's republic of Bangladesh, expenses for rendering the air transportation of remains repatriated to the People's Republic of Bangladesh equal to the amount that would normally be spent for a local burial or cremation in the country where the death occurred. Any expenditure is subject to approval by the TPA/Claims Handler before the preparation of remains for transportation to the People's Republic of Bangladesh or local burial or cremation.

Travel Insurance Pricing

A travel insurance premium is determined based on your travel type, destination (countries you are visiting), duration of travel (policy duration), and your age. You can get a quick personalized price quote through GoodHope Insure’s website/app by entering basic information such as date of birth, destination country, and travel duration.

Exclusions-What Is Not Insured?

Some important exclusions from the Travel Insurance are the following:

• Pre-existing conditions

• Travelling against the advice of the physician

• Travelling for treatment of an identified illness or a medical condition

• Deductibles applicable per the travel insurance policy schedule

• Cosmetic surgery unless otherwise required due to a covered accident

• AIDS or HIV

• Routine physicals or checkups

• War, invasion, civil war, mutiny, riot, insurrection, civil commotion, military or usurped power, terrorism, mass devastation, and all acts associated therewith.

• Mountaineering and any other hazardous sports/activity

• Professional sports

• Pregnancy and childbirth-related complications

• Applicable for children aged 5 years and below, treating Mumps, Chicken Pox, Measles, German Measles, Spina Bifida Whooping Cough, Diphtheria, Poliomyelitis, Meningitis, and Scarlet Fever and any consequences arising therefrom, aggravated thereby, or consequential thereto.

The exact list of exclusions and other conditions of the policy may be viewed in detail in the product description or the policy wording file. After obtaining a price quote, you can click "View Details" to access the product description.

Claim Settlement Basis

Filing a claim appropriately ensures a smooth reimbursement process.

The travel insurance or overseas mediclaim policy covers only the limit of cover that is shown on the overseas mediclaim identification and schedule in total for the insured person and subject to a deductible (no deductible in case of schengen countries) stated in the overseas mediclaim identification and schedule relating to deductible applied per accident/illness, regarding the concerned medical expenses, duly and necessarily incurred outside the people's republic of Bangladesh by the insured person as a direct consequence of the insured person suffering bodily injury or disease, sickness or death during the period of insurance.

To know more about travel insurance or have any other queries, shoot us an email or call GoodHope Insure Customer Support.

Customer Support Hotline: +88 01897716610-19
E-mail: info@goodhope.com.bd

Why Choose GoodHope Insure for Travel Insurance?

As a trusted InsurTech Platform for distribution of travel insurance in Bangladesh, GoodHope Insure is committed to delivering exceptional coverage options and customer services to our valued clients. Here are some compelling reasons why you should purchase travel insurance online from GoodHope Insure:

• Best Deals from Top Insurers in Bangladesh

  Our extensive network of insurers allows us providing a wide range of coverage options at competitive prices, ensuring you get the best value for your money.

• Quick Online Quotes and Policy Issuance

  We know that time is of the essence when planning your travels. That's why we have developed a user-friendly online platform that allows you to obtain instant quotes and buy your travel insurance online in Bangladesh seamlessly. With just a few clicks, you can compare different plans, customize your coverage, and receive your policy documents via email.

• Free Countrywide Delivery of Policy Documents

  To ensure your hassle-free experience, we offer free countrywide delivery of your physical policy documents, no matter where you are located in Bangladesh.

• Dedicated 24/7 Customer Support

  Our dedicated customer support team is available 24/7 to serve you answering to your any questions, concerns, or emergencies that may arise during your trip. Whether you need help with policy modifications, claims assistance, or emergency support while abroad, our experienced professionals are just a phone call or email away, ready to provide you with the guidance and support you need.

• Hassle-Free Claims Process

  We believe that the true test of a travel insurance provider lies in how efficiently and fairly they handle claims. At GoodHope Insure, we have streamlined our claims process to ensure that you receive prompt and fair compensation for any covered losses or expenses.

• Customizable Plans to Suit Your Needs

  We recognize that every traveller is unique, with different needs and preferences. That's why we offer different customizable travel insurance benefits that allow you to tailor your coverage package to suit your specific requirements.

• Expertise in Risk Assessment and Policy Analysis

  Our team of travel insurance bd at GoodHope Insure possesses extensive knowledge and experience in risk assessment and policy analysis. We continuously monitor global travel trends, health advisories, and emerging risks to ensure that our coverage options remain relevant and comprehensive. By staying up-to-date with the latest developments in the travel insurance industry, we can provide you with well-informed recommendations and guidance when selecting your travel insurance plan.

• Commitment to Customer Satisfaction

  At GoodHope Insure, customer satisfaction is our top priority. From the moment you reach out to us for a quote of even of a single travel insurance until the resolution of any claim, we are committed to delivering a positive and seamless experience to you.

  
  

  By choosing GoodHope Insure for your travel insurance needs, you can embark on your international adventures with confidence, knowing that you have a reliable and customer-centric partner by your side.

Conclusion

Purchasing travel insurance in Bangladesh is all about covering your journey in safety and security. From Schengen visa travel insurance to travel insurance for Europe, travel insurance for Thailand to worldwide travel insurance, all forms of travel are covered by the right insurance policy which will give you freedom from any burden of unforeseen costs.

For all those who are about to set off for a holiday trip, they should buy travel insurance online from a trustworthy provider. Compare among all available plans and buy the one with the appropriate coverage so that you can travel worry-free.